Student loans are a great way to pay for college, but they can also be a headache if you're not careful. These are some of the dangers of student loan debt that you should know about.   Student Loan Forgiveness Scams   Student loan forgiveness scams prey on...

If you're a small business owner looking for financing, you have a few different options available to you. You can apply for a traditional bank loan, use a credit card, or get a small business loan from an online lender.   Small business loans can be a great...

What reason are you applying for a loan? Possibly want to fund a vacation, medical bill, or even a small startup. Whatever the reason, you need to figure out what type of loan to get so you don't end up in debt. This is where secured and unsecured loans come in. ...

If you’re looking for one of the most common investments, you should consider looking into bonds. This form of investment has a long history and is puzzling to finance experts, but we break down the basics of bonds that can improve your portfolio.   A bond is a...

For most people, getting out of debt is a goal that will take several years to achieve. While paying off debt, we are often so motivated, but that doesn’t last for a long time.   If you set a goal of having a deadline to pay off each debt, achieving this goal...

Credit cards can be a great financial asset. However, they can become a problem if not used properly. Just because you can pay for anything (and everything) with your credit doesn’t mean you should. In fact, there are certain expenses that you should never put on a...

Once you graduate college, your student loan costs are likely finalized, and you will have to form a plan that works to repay the debt in whatever manner you believe is best. However, maybe the most effective ways to handle student loan debt occur long before you...

Choosing a bank might seem easy, but you have to consider what bank is best for your needs. We outline some significant factors to consider when choosing the right bank for your finances and budget.   The most significant deciding factors include fees,...

Nowadays, getting a loan has become quite easy. If you have a good credit score and a steady income, a lender will happily let you borrow money, whether you are applying for a personal loan or a mortgage.   Regarding a mortgage, you have probably come across two...

How important is it to maintain a Good credit score? Very!   You have probably heard that your credit utilization ratio plays a huge role in the rise and fall of your credit score. It helps you determine how much of your credit you are using. The general rule of...