In some cases, having less is better. For instance, lower ratios are generally better than higher ones when it comes to body fat, the number of pupils to teachers in a classroom, or the number of cats to people in a small flat. The same applies to debt. A...
Taking out a personal loan to meet end-of-the-month expenses is a wise decision. It allows you to evade debt and ensure that your credit score does not take a hit. However, when it comes to investing, you need to take a few precautions. Making the money you...
Living paycheck to paycheck is a stressful way to live. Making plans is hard, and saving is an even bigger challenge. If you're living on the edge of financial disaster, it might seem like there's no way out. But there are actually some simple steps you can...
How’s your financial life been treating you lately? Do you face money problems by the end of the month? You are probably tempted to swipe your credit card and solve it all. Well, whatever the reason, we recommend hiding that piece of plastic because it won't...
Buying a house is a huge financial decision. One step most homebuyers are worried about is applying for a mortgage. Without having the appropriate financial backing, you won’t be able to afford a house. You first need to understand the home buying process to...
Cutting down your carbon footprint also helps cut costs by living a green eco-friendly frugal lifestyle. This might seem like a massive lifestyle change but as the Lao Tzu quote says, “Every journey begins with a single step.” Going green is great for the...