Credit cards can be a great financial asset. However, they can become a problem if not used properly. Just because you can pay for anything (and everything) with your credit doesn’t mean you should. In fact, there are certain expenses that you should never put on a...
How important is it to maintain a Good credit score? Very! You have probably heard that your credit utilization ratio plays a huge role in the rise and fall of your credit score. It helps you determine how much of your credit you are using. The general rule of...
The value of the residential real estate has skyrocketed over the past 2 years. In just one year, the prices have risen by more than 20%, putting home affordability at its lowest point ever and creating extremely high hurdles to entry. Home purchasers are...
It might seem impossible that with a few phone calls I would be able to save a ton of money but it’s possible and you might be able to save with some simple phone calls. If you think about it making a couple of phone calls is a tiny price to pay for saving on some...
Home prices were at an all-time high last year in the US, meaning that many people who wished to become homeowners could not break into the real estate market. This year, home prices are still plenty high, but there may be a chance that prices will start to fall soon....
Taking out a personal loan to meet end-of-the-month expenses is a wise decision. It allows you to evade debt and ensure that your credit score does not take a hit. However, when it comes to investing, you need to take a few precautions. Making the money you...